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    Foreclosure

    Sell Your House Before Foreclosure Hits

    We buy houses from homeowners facing foreclosure. Get a fair cash offer, close fast, and protect your credit and remaining equity.

    Foreclosure - Homewise buys houses from homeowners dealing with foreclosure

    Why Homeowners Choose Homewise for Foreclosure

    Stop the foreclosure clock immediately

    Protect your credit score from a foreclosure record

    Keep your remaining equity instead of losing it to the bank

    Close in as few as 7 days, before the auction date

    What Foreclosure Means for Your Home Sale

    Once you receive a notice of default, the clock starts ticking. Depending on your state, you may have 30 to 120 days before the bank schedules an auction. During this window, a traditional listing is nearly impossible. Agents need time, and buyers with financing create delays you can't afford.

    A foreclosure on your record stays for up to seven years and can drop your credit score by 100 to 150 points. Selling before the auction is the single best way to protect your financial future.

    How Homewise Helps Homeowners Facing Foreclosure

    We specialize in fast closings that beat auction deadlines. Because we buy with cash, there are no financing contingencies that could cause delays or fall-throughs. We work directly with your lender to ensure the payoff is handled correctly at closing.

    You walk away with your remaining equity in hand, not the bank.

    The Process: From Offer to Closing

    Step 1: Share your property address and basic details. Step 2: We evaluate the property and present a fair cash offer within 24 hours. Step 3: You pick the closing date, we can close in as few as 7 days.

    There are no inspections to schedule, no repairs to negotiate, and no agent commissions to pay. We handle the paperwork and cover standard closing costs.

    Frequently Asked Questions

    Yes. We routinely buy houses at every stage of the foreclosure process. The sooner you reach out, the more equity we can help you preserve.

    What Homeowners Say About Selling for Cash

    Every review is from a verified Google Business profile. Real homeowners, real closings, real results.

    “This process was so easy, thanks for making what could have been so time consuming a piece of cake.”
    Sara Cantu

    Sara Cantu

    2025

    “Josh was great to work with. He explained everything clearly, kept me updated, and made the whole process easy. If you're selling your house, I'd definitely recommend him.”
    Giselle Rachels

    Giselle Rachels

    2025

    “Josh has been a pleasure to work with. He made it super easy for me to get rid of my home ASAP and made the process as simple and stress-free as possible. Thank you so much!”
    Matt Ferrara

    Matt Ferrara

    Feb 2025

    “After my mom passed away, we needed someone trustworthy and professional to purchase her home. Josh and Brian exceeded every expectation.”
    Dana Richards

    Dana Richards

    2025

    “HomeWise was great and always kept me in the loop. Best cash home buyer in the area by far.”
    Greg Larson

    Greg Larson

    Sep 2024

    “Ken was cordial, responsive, and guided me through the entire process, explaining all my options clearly. I appreciate the professionalism and support. Thank you, HomeWise!”
    Laurent Kwan

    Laurent Kwan

    Sep 2024

    “They were professional, helpful and kept me updated. Brian was wonderful from the first conversation to our last. I highly recommend them.”
    Michael Mullins

    Michael Mullins

    2025

    “I recently sold my property to Brian West at Homewise, and I couldn't be happier with how easy and painless the entire process was.”
    Teddy Kay

    Teddy Kay

    Jan 2025

    “It was a pleasure working with Josh. I referred a client out due to them needing to sell faster than conventionally listing and worrying about repairs. Nothing short of a great experience!”
    Chase Krovic

    Chase Krovic

    Jul 2024

    “Working with HomeWise has been extremely easy and stress free. Josh was great to work with and super communicative.”
    Maria Santos

    Maria Santos

    Mar 2025

    “Had a great experience selling my house to homewise. Joshua was very helpful, and transparent during the entire experience.”
    Ben Busha

    Ben Busha

    Mar 2025

    “I sold a home to HomeWise, and the entire process was smooth from start to finish. Josh and the team were great to work with.”
    Camden West

    Camden West

    2025

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    Ready to Sell? Get a Fair Cash Offer in 1 Hour

    Get a no-obligation cash offer in as little as 1 hour. Fast, simple, and on your timeline.

    Enter your property address

    Get a no-obligation cash offer today.

    100% free · No obligation · Choose your closing date